I never carried my Atlas tool kit or tire air pump, as i felt they would be tempting targets for thieves. In place of the tool pouch, i carried a rain suit. The rain suits in those days were nothing like the modern ones .... but my primary concern was that it fold up and fit in the underseat Atlas tool tray. My Atlas never had saddle bags for storage.
Between my 3rd and 4th year undergraduate semesters, I landed a summer job as a junior engineer. Professional attire (jacket and tie) was required. If I made the 30 mile commute to this job on the Atlas, the rain suit had to go, as I required a covering for my coat and tie. For this purpose, I used a military unlined fatigue jacket that I rolled up and stored in the tool tray.
Needless to say, I never rode the bike if rain was in the forecast, but on one fine day, either because no rain was forecast, or because I failed to check, I made the commute on the Atlas, and in the late afternoon, there came a gully washer. The rain came down in torrents for about 2 hours, and it was still raining when security closed the engineering offices and booted me out. With nowhere to take shelter, I resolved to get wet and make the 30 mile trip.
I soon found the roads to be gridlocked, as the low places, such as underpasses were flooded. Seeking an alternate route, as everyone else was, resulted in more gridlock, but I found myself on an unflooded boulevard, but with all auto traffic dead stopped. I went to "lane splitting" or riding in between the stalled cars. I know this was highly illegal and dangerous, but the cops would be in grid lock, the cars were dead stopped, and if I kept my speed to little more than the minimum to control the bike, I could stop if some guy decided to open his door in my path.
Soaked to my skin, I rolled up to a signal controlled intersection, the light cycling green-yellow-red over and over with no one moving either way. Being a law abiding driver, I waited at the intersection until the red light turned green.
While waiting, the window of the car next me opened, and the driver said "Hey, Hey! Let me ask you a question?"
"Sure, ask!" I said. He said "Don't you feel like an asshole riding that thing in the rain?" I looked at the traffic signal, until I saw the yellow come on for the cross traffic, then I turned to this guy and said "Yes, I do". He shot a grin ear to ear. Then I said "Now let me ask you a question?" "Sure, ask"! He said, still grinning.
I said "Don't you feel like an asshole sitting at the head of an intersection, (and pointing to the traffic signal) while you have a green light to go"?
His grin suddenly vanished, and i went thru the intersection continuing to thread my way between the cars.