Update:
I got it apart this morning, and thankfully it's not as bad as I feared. The two sprockets are just keyed on as Stu mentioned, so I was able to pull them off by hand. Both tensioner blades are pretty hard steel but the upper one has a rather abrupt leading edge, however I think it's just the chain wearing against the harder steel of the blades which has caused this, as there are no real signs of wear on either of them. It's a JWIS chain & Interestingly none of the centre rollers rotate even using needle nosed pliers, so it looks as though that is by design. The roller diameter is 4.98mm, but across the worn part it's 4.62mm average, so around 0.3mm on each has worn off ( not as bad as it looks).
I could find no trace of steel in the engine or on the magnetic drain plug, nor in the drained oil by shining a bright light through it. A strong magnet picked up nothing either. The inline filter is as clean as a whistle. Unfortunately I had binned the oil filter before I discovered this issue, but I didn't notice anything untoward. So based on this I decided not to pull the sump plate.
Both sprockets look fine as well.
Ollie has all the later parts thankfully, so I'm just waiting for the invoice from him and hopefully I'll get it buttoned up by the end of the week.
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Cheers,
cliffa.