There is always a tiny rust area at the bottom of the tank seam where water sinks down to.
Please note that water by itself doesn't cause corrosion. Water is a transport medium only. The corrosion process requires the presence of a "mud layer" where iron iones are formed, and a depolarizer acting at the Catode somewhere else, but usually close by. Examples of depolarizers are free oxygen, acids, and cations of less active metals. There are always acids forming from combustion blowby products as well as oxidation of hydrocarbon chains. Here, I suspect acids to be the main culprit, but free Oxygen will contribute also. Oxygen becomes more reactive in the presence of acids.
In saline waters, the main depolarizers are oxygen and sour acids such as carbon dioxide and nitric acids.
The corrosion rate can be 10x higher in saline water vs. fresh water.
Your rust problem can be attacked by
* a protective layer (paint),
* removing the Cathode (another exposed spot higher up in your tank),
* passivation of the surface (by exposing the steel to Phosphoric acid),
* replacing the corrosion-prone steel by a stainless steel, such as Inconel,
* providing a sacrificial anode made of Zink or Magnesium.
- Knut