Bike Appraisal and Insurance

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Yes, Hagerty wanted me to have other vehicles (I think M/C's, it was kinda strange) insured with them and I am not willing to change from Lib Mut, they have been good to me for over 40 years and the rates are better than anything else, believe me I have tried. Sounds like $81 liability and comprehensive for the Norton is not bad since one quoted me at $79 for liability only.

Dave
69S
 
DogT said:
Yes, Hagerty wanted me to have other vehicles (I think M/C's, it was kinda strange) insured with them and I am not willing to change from Lib Mut, they have been good to me for over 40 years and the rates are better than anything else, believe me I have tried. Sounds like $81 liability and comprehensive for the Norton is not bad since one quoted me at $79 for liability only.

Dave
69S
Click to expand...

I just got an online quote from them for one bike. No mention of multiple bikes or other vehicles. When did they tell you one bike was a no-go?
 
I pay $100 a year 0 deductible with medical! Antique MC insurance 3000 miles max a year!


Condon & Skelly
121 E Kings Hwy, Ste 203
Maple Shade, NJ 08052
(800) 257-9496
www.condonskelly.com
 
[/quote]

I just got an online quote from them for one bike. No mention of multiple bikes or other vehicles. When did they tell you one bike was a no-go?[/quote]

Last fall when I called them, there was no mention of it on-line as I remember.

Dave
69S
 
Just returned from our trip backpacking India , Nepal , then PARIS ,rented 4 bikes in total none of which even approached Crazy for funnage. Any insurance tips for Ontario, Canada (Toronto) would be much appreciated from this end. Currently paying $650 a year for the Bmw R1100 rt (just renewed) and $ 465 on Crazy Combat ,this Norton Policy expiring in a month from now. Duffy Ins. used to have a special vintage bike limited mileage policy for collector riders but I believe this no longer exists. So... wallet help ? Off to a friend's garage to inflate tires , install battery and roll her out into the spring sunshine!
 
Torontonian said:
Just returned from our trip backpacking India , Nepal , then PARIS ,rented 4 bikes in total none of which even approached Crazy for funnage. Any insurance tips for Ontario, Canada (Toronto) would be much appreciated from this end. Currently paying $650 a year for the Bmw R1100 rt (just renewed) and $ 465 on Crazy Combat ,this Norton Policy expiring in a month from now. Duffy Ins. used to have a special vintage bike limited mileage policy for collector riders but I believe this no longer exists. So... wallet help ? Off to a friend's garage to inflate tires , install battery and roll her out into the spring sunshine!
Click to expand...

Hey Torontonian, I live in Oakville and was able to a get half decent rate from Dalton Timmis http://www.homeforchrome.com/. You need an appraisal to get their "Classic" Motorcycle Insurance (the previous owner had one done). My 72 Norton is just below $500 per year.
 
I'm in Ontario and use Dalton Timmons too . My 74 Commando is $442 and my 78 Kawasaki is $405 through Elite. I had the Kawi, cars and house with The Personal but they wouldn't insure the Norton. DT didn't buy the fact that I can't drive both bikes at the same time and there're parked for 5 months of the year. I had to get them both appraised which was another $150. That was ok cause I used that to clear up a descrepancy between the Nortons VIN and the Ownership with the MTO .
 
maylar said:
I use Condon & Skelly:
http://www.condonskelly.com/

$10,000 agreed value with 300K liability cost me $115 a year. It's "classiic" insurance, with a 2500 mile per year limit - just about what I do. I can't ride it to work though, they won't cover daily commuters. I sent them photos as proof of value.

The carrier is Met Life and they handled my claim last year when I dropped the Norton in a slow turn. Superb service, I can't say enough about that. An adjuster came to my house and I had a check a few days later. The renewal this year states the agreed value to be 8200, which is the difference between 10K and the 1800 that they paid me for damages. I need to send in updated photos to prove I've done the repairs. That's understandable.

My brother uses the green lizzard for his 2 bikes and he's been very happy with them too. No limits in useage.
Click to expand...


I've used Condon and Skelly since 1998 for my '72 roadster. It's under $100/year for full coverage and agreed value $7K. As mentioned it is supposed to be used for club activities and under 2500 miles per year.
 
OK, here's my quote results, these are for limited use only, not a daily rider.

Markel, liability and UM only $79
American Collectors, $500 deductible pretty low coverage in general but lots of extras $220
JC Taylor, 100k, 2K, 70K, 500 ded. collision (I think) $81 no mileage limit
Condon Kelly, 100K, 5K, ?, 0 ded. $115.50 limit of 2500 miles antique usage only

I think it's between Taylor and Kelly (I like the $0 deductible) now.

Dave
69S
 
In the past had an "antique" car for many years with JC and drove it a lot.
Never had a problem. Buddy did same, made claim, paid quickly. Just
my experience with cars, never put a bike on it.
 
I called Condon Kelly, appears that the policy only allows mileage to shows. Anything else doesn't count. I also asked to add the Vette. I said what about a weekend trip in the car. No, not allowed. I told them to fuck off.

Next...

Spoke to Hagerty. Wow, what a difference. Friendly and not asses about the mileage. Garage and not a daily driver. Probably will go with them.
 
Don't recall ever telling anyone to f.o. as it seems rudish and uncalled for ... oh my god... sudden storm jusy blew over my Beemer , heard the smash ,gotta go .... O.k. neighbours helped pick her up , not too bad. Mirror. Engine guaed right side.
 
Torontonian said:
Don't recall ever telling anyone to f.o. as it seems rudish and uncalled for ... oh my god... sudden storm jusy blew over my Beemer , heard the smash ,gotta go .... O.k. neighbours helped pick her up , not too bad. Mirror. Engine guaed right side.
Click to expand...

Ok, so maybe I didn't say "fuck off", perhaps it was more like, "thank you for your time" but at least you know what I was thinking in my head. :mrgreen:
 
I collected from Condon & Skelly on an accident last September. They didn't ask if I was going to a show. They handled it perfectly and I'm very satisfied.
 
maylar said:
I collected from Condon & Skelly on an accident last September. They didn't ask if I was going to a show. They handled it perfectly and I'm very satisfied.
Click to expand...

Granted but for roughly the same price I might as well go with someone else.
 
That's interesting, Hagarty was real blunt with me, they would not insure my bike alone, end of conversation. All the others I spoke too, was not an issue of going to show so much, but not a daily rider, hobby riding seemed fine. Pretty much like what the antique plate means for a VA driver, occasional use, not for replacing your daily ride, just for pleasure or hobby or "historical" use. Every time the Norton is on the road, it's historical. I understand the police in VA are agreeable to it too and don't hassle you.

Must be different sales people, but you have to go with what feels right.

Dave
69S
 
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