DVLA records are Flawed/incorrect,sent me a fine for no Insurance!

It's worth carrying the insurance paperwork with you if you aren't showing on the Motor Insurance Database. Could save a lot of hassle at the roadside if the police did ever pull you for no insurance.

Even this is not 100%, the Police are prone to going by MID, they are supposed to ring the insurance company to confirm cover is in place if a cert is produced by the driver, but if the insurance offices are shut then the Police will impound assuming the cert is either forged or the insurance has been cancelled. You are then left with collecting the vehicle from the pound later on once you can get the insurance company to confirm the vehicle and driver were insured at the time of the impounding. Even then you will need to go through hoops to get all the fees paid back.
 
Wow this is all new to me. Agree DVLA taxation is a joke, I can understand the 6mth / 12mth taxation system when it was all paperwork and you had to display a disc but now it's all electronic you shouldn't have to lose a month of tax each and every time you SORN or tax a vehicle mid-month.... utter scam.
 
It is actually cheaper to tax for the year and then claim back the unused six months - you lose some but you don’t lose a full month - this advice is in Bike this month.
John
 
DVLA records are Flawed/incorrect,sent me a fine for no Insurance!

Two weeks on now on this sorry saga & I’m still not off the hook, & despite me sending the Dvla my insurance policy number ,name of company,Certificate of insurance & phone number , It’s now under investigation.
Why they couldn’t just pick up the phone I just don’t know,a vacuous letter indeed
 
I did warn you they have the capability to blunder on, you have to hold your nerve and do not cave in.
 
My driving licence was a similar saga.... they told me that they had the wrong date that I passed my bike test and needed my licence returned and I would get a replacement within days. 2 weeks later still no licence, dvla told me that as I was recorded as having 'medical history' my licence couldn't be re-issued until the medical dept. had completed their checks. I got a questionairre to complete, still no licence after another 2 weeks. 6 weeks after sending off my licence I got a replacement... but it was missing my full motorcycle category! More phone calls, more delay, finally I got my licence back but now it shows that I passed my car test on the same day as my bike test... the bike date is correct but it was 20 years later that I sat my car test lol. I won't bother letting them know.
 
Happy to report that in the US, the stringent "shake down" isn't as stringent. I'm only paying $275. US for insurance for both bikes. That said, the NY Dept. of Motor Vehicles is pretty damned bad although improving. Hope it works out in the end, young fella.
 
My driving licence was a similar saga.... they told me that they had the wrong date that I passed my bike test and needed my licence returned and I would get a replacement within days. 2 weeks later still no licence, dvla told me that as I was recorded as having 'medical history' my licence couldn't be re-issued until the medical dept. had completed their checks. I got a questionairre to complete, still no licence after another 2 weeks. 6 weeks after sending off my licence I got a replacement... but it was missing my full motorcycle category! More phone calls, more delay, finally I got my licence back but now it shows that I passed my car test on the same day as my bike test... the bike date is correct but it was 20 years later that I sat my car test lol. I won't bother letting them know.

Terrible!
But our DMV in New York is basically a jobs program for individuals who are not qualified to flip burgers at Mickey Dee's.
 
DVLA records are Flawed/incorrect,sent me a fine for no Insurance!
Success with this 3rd letter from DVLA ,still not admitting any blame or operation errors, I phoned my insurance company twice now, ain’t going to contact them again,till the next time maybe , I did check on that link about insurance & I appeared a few days after first call to insurance company
 
If you vehicle details were not uploaded, which is different to insurance details - then how the hell did DVLA find your address! Yes, it is the responsibility of the insurance company to upload the insurance details, but surely not the vehicle details.
 
The DVLA database has all the registrations and address of keepers and if they are SORN or taxed, the MIB database has all the registrations and the names of the insured (provided they have been entered). They run a sweep of the 2 databases and look for registrations that are taxed but no matching insurance in the MIB and send out the fines for taxed but not insured.

Your insurance cert is for a person/company and a registration, even if the keeper is not on the cert its still valid so they don't check the keeper vs the named person, just the registration and write to the keeper if the registration is taxed but uninsured.
 
The DVLA database has all the registrations and address of keepers and if they are SORN or taxed, the MIB database has all the registrations and the names of the insured (provided they have been entered). They run a sweep of the 2 databases and look for registrations that are taxed but no matching insurance in the MIB and send out the fines for taxed but not insured.

Your insurance cert is for a person/company and a registration, even if the keeper is not on the cert its still valid so they don't check the keeper vs the named person, just the registration and write to the keeper if the registration is taxed but uninsured.
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Blimey , all I wanna do is ride a motorbike ,I may be up for a parking ticket to this week , parked motor in a “ ticketless “ car park that’s being trialed locally,pay when u leave it said,only there half hour,approached barrier & it raised up, I assumed first hour was free, not so sure now
 
Private or a Local Council car park ?

Both get to access the DVLA database and then send you a fine (Council) or a speculative invoice (private)

Both can be fought but different approaches. Local Government is procedural and they tend to mess it up the longer it goes on. Private is contract law, first rule is do not name the driver, you are the keeper and are under no obligation to name the driver who is the one who is liable.
 
Private or a Local Council car park ?

Both get to access the DVLA database and then send you a fine (Council) or a speculative invoice (private)

Both can be fought but different approaches. Local Government is procedural and they tend to mess it up the longer it goes on. Private is contract law, first rule is do not name the driver, you are the keeper and are under no obligation to name the driver who is the one who is liable.
Flaming Nora Kommando sounds like u are well versed in appeals & loop holes,I’ve had reasonable success in past appeals, this “ ticketless” style council carpark is the new thing & likely to spread around the U.K.,i nipped back to have a look At the signs today ,there were queue s at a machine I hadn’t noticed b4 of lots of confused car owners ,touch screen on exit poorly lit, first 10 mins free, i was about 40 min,I will appeal of course if I get the ticket
 
The fact it is new works in your favour in both circumstances, I think private have to give 28 days before they can start collecting the cash so they should send a warning letter first time. PM me before you reply to any letter.
 
Not to mention the noise the cameras, the long range cameras that convict at over a mile and the 5G cameras appearing around the roads in the Midlands. Facial recognition cameras apparently have a good record of detecting you with a full face helemet with your visor raised - welcome to the UK!!!!
 
.... you are the keeper and are under no obligation to name the driver who is the one who is liable.

I thought this loophole was closed by the Protection of Freedoms Act 2012 (POFA) which transfers the liability to the keeper if they choose not to name the driver. Prior to that it was an obvious route to take for anyone who got a parking ticket. The statement is correct in that the keeper is under no obligation to name the driver, but if they don't then the keeper becomes liable. Of course the keeper can still contest the charge, and there are strict guidelines which the parking company must follow in order for POFA to apply.

It's definitely worth researching this if you get a ticket. I was able to get one cancelled for my son where the parking company simply sent a letter a day or so too late. The legislation even makes allowance for how long a letter will take to arrive in the post, so the devil is certainly in the detail.
 
I thought this loophole was closed by the Protection of Freedoms Act 2012 (POFA) which transfers the liability to the keeper if they choose not to name the driver.

Correct but to be able to get that right they have to satisfy some obligations, so you never name the driver in advance of knowing if they have met these obligations, one of which is clear signage on entry. There are several points prior to a 56 day deadline they can mess it up, so by not identifying the driver early on you gain a win if they fail one of these obligations.

Also POFA 2012 only applies to England and Wales, so not naming the driver is an absolute winner in Scotland and NI.
 
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