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I use Hagerty in the US and I even have basket cases insured. I suspect that Hagerty Canada is the same. I have never heard a single negative word about Hagerty, and I've done everything either online or by phone. When I call, I never wait long and I get someone in the US who speaks clear English.


One valuable thing for me is that I can change the declared value online at any time. When I buy a basket case to build, I insure it at what it cost and then as it is built, I increase the valuation as the value of the bike increases. Hagerty is all about classic vehicles, so they understand things like this. They also have never questioned a declared value. They do ask for an uploaded picture of the high-value bikes.


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