It seems to me that the 'natural' sitting position on a Roadster leaves insufficient room for a comfortable pillion. I have to sit uncomfortably far forwards to generate adequate pillion room (I am 6 foot tall).
With an Interstate tank fitted, the seat is 3-4 inches further back as LAB says, but I sit in the same position as on the Roadster, so that 3-4 inches is pure pillion space.
Like you seem to be contemplating, I've also bought an Interstate tank and seat so I can swap over easily, I'll keep it in Roadster trim for normal use and convert to Interstate for longer trips.
Note: changing the side panels is not actually necessary, but you may prefer to. IMHO Roadster side panels look perfectly Ok with an Interstate tank, but not vice-versa.