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I live on Long Island, roughly 23 miles from Manhattan and 15 miles from Queens, one of the boroughs of NYC. The Norton is categorized as a standard bike and the Triumph just a retro classic. Low risk. Had I had an Aprilia RSV4 like my buddy, I'd have paid over a grand. Classified as a superbike. At 180 hp, guess we can figure out why. I've also been with Allstate for over 30 years, multiple cars, home owners etc. etc., so maybe a get a break. Also, I've been a licensed MC rider since 1977 and have no violations or accidents. That probably helps. You're in Canada? Probably a lot more stringent I'm guessing.


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